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Candy Peak, Realtor, Broker-Owner, DRE Lic: 00983698 Clients are strongly advised to seek the assistance of independent tax counsel and legal analysis in evaluating the outcome, risks and benefits of any real estate and loan matters. Disclaimer required by 16 C.F.R. Section 322.4(a)(1)-(3): Candy Peak and Peak Premier Properties is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. "What are the benefits of a short sale vs. a foreclosure?" Your credit score can drop over 200-300+ points after a foreclosure, less with a short sale. If you have a foreclosure on your credit, it takes longer to re-purchase real estate than when you complete a short sale. A foreclosure can damage current or future job opportunities based on your damaged credit report, a short sale can minimize damage to credit in comparison to a foreclosure. Depending on your state's deficiency judgment laws, you may be legally and financially exposed for a long period of time in the foreclosure process to your lender's attempts to collect the balance not realized by the lender. A short sale agreement may offer you the opportunity to have your attorney work with your lender to develop an agreement wherein the lender forgive the balance of your debt not handled by the short sale. Learn more about how a short sale may help you make a clean start! Call the Candy Peak Short Sale Team! Click here to contact us to get started on your short sale! Ready to relocate? Facing foreclosure? Want to find out if a short sale is right for you? Need legal or tax advice? Candy Peak holds a National Association of Realtors® SFR Certification: Short Sales & Foreclosure Resource Certification Call Candy for short sales, standard sales, or pre-foreclosure listings, marketing, and sales. __________________________________ |